General
Liability

Protecting your business
from damages by bodily injury
or property damage

General
Liability

Protecting your business
from damages by bodily injury
or property damage

Defending your business against liabilities

A typical general liability policy provides coverage for claims of bodily injury or other physical injury, personal injury (libel or slander), advertising injury and property damage as a result of your products, premises or operations, and can be offered as a package policy with other coverages such as property, crime, automobile and more.

As a safeguard against liability, these policies enable you to continue your normal operations while dealing with real or fraudulent claims of negligence or wrongdoing. General liability policies also provide coverage for the cost to defend and settle claims.

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What does General Liability Insurance Cover?

General liability insurance is the foundation of a good coverage plan. General liability coverage provides protection against many of the liability issues a business can face in its normal course of business. This is one of the more popular coverage options taken by businesses and is required by most landlords in order to rent commercial or industrial facilities, to hire staff or otherwise get your business started.

Frequently Asked Questions

Who pays for defending against liability suits?

General liability policies provide coverage for legal expenses for liability claims brought against your business regardless of who is at fault.

Do general liability policies cover others that are injured on our property?

General liabilities policies often provide coverage for bodily injury and property damage sustained by others on your premises or in conjunction with your business operations.

Does general liability insurance protect damage caused by our products?

General liability policies provide coverage for bodily injury and property damage sustained by others as a result of your product.

Are our advertisements covered under a general liability policy?

Yes, general liability policies protect against offenses made by you or your staff during the course of business including libel, slander, disparagement or copyright infringement in advertisements.

We offer many other insurance products

Acumen Solutions Group offers additional types of insurance products to meet the needs of your business. We understand the insurance needs of specialized industries and build our programs to fit your individual situation.

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Related Products

In addition to this protection, you may consider building a more comprehensive program including other insurance products for your business and assets.